Traders Insurance

[Rookie2]

I dont know if it's of any use to you, but, myself and a friend are both into messing with cars. We are not dealers but between us we have about a dozen cars that we but and repair and either keep for family mwmbers or sell.

 

As you can imagine, it is hard to keep legal when collecting cars from various Locations and even taking them for MOT.

 

We found a company called "Trade Wise Online" with whom we have a policy. It costs us £600 each per year, but, it allows us to drive any car in the UK up to and including group 39 (Merc CLK 230 etc).

Not only that, but it is all on line and to register a new car we simply log on, enter the reistration, the database finds the car details and instantly applies it to the policy. The reverse of the above removes cars from the policy.

 

I know this sounds pricey, but believe me, it has paid for itself time and time again as we have collected cars from all over the country and simply jumped in and drove them home after registering it via mobile.

 

Not suit everyone I know, but for anyone who wants to be able to quickly jump into strange cars and be instantly covered, it is worth it's weight in gold. Very handy if you are taking a neighbours or friends car for MOT for them etc.

 

By the way, I can quite honestly say I have no affiliations to Trade Wise other than being a customer of theirs and being very impressed by the service offered.

 

Just thouht this miht help someone. cheers

Edited September 26, 2016 by Rookie2

[paul.h]

Welcome to the forum.

 

This is useful to know. How do you manage with the latest car tax system ?

[Rookie2]

Ah  ! well there lies the problem. However I have found that when stopped by the police and having explained that you have just purchased the car and are driving it home, once they see that you have a "Traders Policy" they tend to let you go with a caution to go straight back home (happened twice so far) though it has to be said, they are not obliged to and could charge you for it.