I have just tried to get some quotes on my xsara picasso. they seem to be around the 330 mark, with 9 no years claims, and with a sp 30 3 points over a year ago.

This does seem a bit high, are these cars quite high for insurance? i read a few other posts and it does seem to be, I had a subaru impreza wrx with direct line for around 320 a year, changed my car a month ago, had to pay an additional 6 pound for last months insurance which i did find strange as i expected it to drop and direct line have just quoted me a renewal of about 440 ?? Really lol, told them where to go

Was just after any insurance companies you can recomment, cheapest i have found with nc protection etc was octogan on compare the market

Cheers

Mines the 2.0L sx hdi

Shame.

fully comp.

OK not too bad I suppose.

Just for fun I then got a quote from Money Supermarket for fully comp on an Aston Martin DB7, V12, 6 litre.

Quote was £358.42 !!!!

I therefore conclude that Picasso's are extremely expensive to insure.

Does anyone know why Picasso's are considered to be almost as expensive to ensure as

an Aston Martin DB7?

When the insurance came up for renewal the fee was now £106 pa.

AA and RAC advertise similar cover for ~ £65 but there are others offering the same for as little as £19.50 on a 3.5 year-old car.

Does anyone know if any of these low-cost options are any good?

I got a really good price but then realised that, if you have two vehicles, you have to earn the discount on both vehicles separately. :oops: Still got a reasonable price though eventually.

G

We are now about to buy a new car and we wanted to put it in my name and insure it in my name.

So I ring up the current company and tell them. Sorry they say most companies will not apply your 45 years NCD if you have not held insurance in your name for more than 2 years, even though I am the main driver named on SWMBO insurance. They will let me insure a C3 Picasso 1.6 for £300 and that's with a 40% discount as NEW customer.

So I dig through my computer files and find my old Swiftsure policy and drop them an email. Now remember I was a customer with them for the last 3 years before I sold my car and cancelled the policy, I have no driving convictions or otherwise in the period since and I am a named main driver. Their reply Sorry but you have to had insurance again within 2 years, go on our site and reuest a quote. Guess what they will not quote me.

SO currently undecided whether to take AA at £300 or register car in wife's name and keep her insurance running.

SO it's not just the young uns, one company Santander (my bank) want £1050/year, do what!!

Beware of companies like Direct Line who will they say honour named drivers NCD on anothers policy, however that has to be a Direct line policy and they will only give about 45% off that.

Reason for question is that these blasted Michelins have started to break up again and local tyre depot can't get cheap/decent tyres for tomorrow. They have good quality "T" rated ones in stock.

Been after a quote for my Pic, and cos of the area I live in the prices are rather high (200 quid more than where I lived before) - just tried Salaam insurance and they have quoted me around 390 quid and that includes no-claims protection and my tuning box as well...

Anyone tried them? Any reviews?

Hellraiser........>

For the cover I wanted I got these quotes for identical input:

Prudential via Go-Compare £219.50

Prudential via Confused £238.85

so I tried the Pru's own website, again using identical figures: £280.20

Looking at other companies : LVE, Budget, Elephant, Post Office not a single quote was identical, some higher, some lower, in one case over £100.

So clearly what we need is a price comparison site for the price comparison sites.

Warning! You now NEED car insurance even when not driving

You'll be fined if cover lapses

You've always needed cover to drive, but the new Continuous Insurance Enforcement regime means from 20 June, if you've an uninsured car, van, motorbike or motor home, you're breaking the law whether you drive it or not.

You can be fined or have your car destroyed. Even if you let cover lapse during holidays or hospital stays you'll be breaking the law.

There's a £100 fine followed by clamping, seizure or it being DESTROYED, though warning letters come first.

Avoid it with a Sorn. Those with a valid Statutory Off-Road Notice who keep their motor off-road (garage or driveway - not roadside or grass verges) don't need cover

Despite absolutely no changes or extenuating circumstances whatsoever the renewal is a cool 83% higher than last year's premium.

Went on some price comparison websites and for as near as possible the same cover with lower excess I can get it 6% less than last year.

My current insurer, online is within pennies of the same quote but with a higher excess.

It really galls me that insurance companies will cynically exploit existing customers - often applying automatic renewal to a credit card - to entrap the unwary or lazy.

Naturally I have not chosen the loyalty option this year (again!)

.

My vehicle is a category D insurance loss.

When I bought the vehicle I had a mechanic check it out and he said that the only issue was a missing wheel arch liner.

I have wrote to the previous keeper involved in the accident and he just sid that the car had front end damage and the insurer wrote the car off.

The car was originally motability therefore it could have been wrote off as the cost of replacing parts and providing a replacement car was too much.

How can I find out for sure?

Is their an accessible insurnce database to find out the reasoning?

Paul

I was done for speeding in nov 2004 and was wondering if the points on my license get taken off after 3 years?

Would like to know because my renewal quote is in April and it would be nice to not have those points on my license anymore. But in saying that i did hear an insurance guy on the radio say that having just 3 points on your license would not normally affect your premium. I find that hard to believe, dont you?

And finally, if the 3 points no longer count on your license, do you send the paper part in to the dvla or whoever to have it removed?

Ta in advance.

I phoned up the insurance and they put me n contact with an "approved garage"(30miles away)

I have go to pay £175 excess!

Never had this done before so im a bit confused!

A) do I have to go with the garage they say?

B) is it worth shopping around what is the liklihood of getting it done for less than £175? (I know its hard to comment without seeing the damage)

Not sure what section to put this in.......Thanks in advance

In view of the general acceptance that we are all living longer, and that ageism is been or will be illegal very soon, I think this company is shooting itself in the foot.

They don't appear to be very competitive anyway, despite their claims to the contrary, and ignore the fact that every motorist is a potential customer for home and other insurance services, often getting all their insurance requirements with the same insurers.

Now im literally ripping my hair out over this one. Got my renewal letter from Zurich Connect a few days back... £1973 http://www.citroenpicasso.org.uk/picasso/public/style_emoticons/default/sad.gif I have had one accident earlier this year in the ice and had to claim... amounting to £4605 after vol. excess. I pay monthly so this would amount to £182 a month. Now I love the Picasso so want to keep it and stay as the owner and main driver. I lost my 1yr no-claims bonus when I had my claim on the silver picasso put in.

I have looked on gocomapre, comparethemarket, confused.com etc.... and their best prices are in excess of £2400 http://www.citroenpicasso.org.uk/picasso/public/style_emoticons/default/blink.gif I have been with Zurich every since I was learning and would like to stay with them but does anyone know of anyway I can get this premium lowered.. or what I can say on the phone to a Zurich rep to try and lower it!

This is based on an average mileage of 10,000, vol. excess of £300, fully comprehensive. I managed to get a lower premium with admiral I think it was by putting a Vol. Excess of £1000!! Which actually dropped the premium to around £1400 but I dont think I could pay this if anything happened as I have to pay for my holiday next month (which is a bank breaker!).

Thanks all in advance for any advice given :)

Ross S

Time to shop around me thinks............... :unsure:

Anyone who keeps a vehicle, even on a drive or in a garage will have to insure it unless they register it as officially off the road. At the moment the police can only fine a motorist or seize vehicles without insurance which are being driven on public roads. New rules expected in April will make it an offence to be the keeper of a vehicle that is not insured unless it has a SORN even though it is OFF the road

So be warned friends they are out to get you. The fine will be £100 if it's not SORN covered or insured.

Check at askmid.com/ownvehicle to see if your car is insured

I am currently insured with Direct Line (Cheapest at the time) but since i have modifications i have found that getting a quote from standard insurance companies is getting rather expensive.

Most of them go:

"oh modified **rubs hands together** yes well errr thats twice as expensive im afraid" - AVIVA

So my main question is does anyone with modified picasso's have any recommendations for insurance, someone mentioned "Adrian Flux" but i am yet to contact them......................

Thanks in advance!

- Terra

I was told it would go down when I was 21, despite again never having a claim, it never did.

I looked forward to it going down when I reached the ripe old age of 25, no claims or endorsements, but the premium carried on rising!

A spell as a motor trader with "Traders policies", no claims or accidents, came out of the trade, reverted to private policy and was"mildly surprised" to find out that the NCB from trade policy was not eligble to be carried on to a private policy! Premium went up.

Daughter now 17, premium went up.

2 years later, son 17, you guessed it!

Last few years just wife and self on policy, still went up [inflation, companies contributing to uninsured drivers scheme,] every time we asked, different reasons!

Now 52; looking for renewal yesterday; "confused.com" produced fantastic quote, over £100 cheaper than renewing with present company [ Marks&sparks]. Initial elation, before depression set in:

Cheapest quote is with ........"Saga"!!!!

Suppose there's some compensation, but why do I still wish I was 21 and able to moan about high premiums? :(

My 2006 1.6 petrol Picasso Desire with 8000 miles is to be delivered shortly (ex-mobility car). The non-franchised dealer offers a three months parts and labour guarantee. He also offers a three-year parts and labour guarantee for £16.74 per month ie approx £200 per year.

I have the Haynes manual for the Picasso and the electrics look pretty complicated along with every thing else.

I hope I'm allowed to ask a question - is this a reasonable deal in view of the Picasso's reliability?

Cheers

peahouse05

Rgds Stumpy1