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Posted

Hello,

I was done for speeding in nov 2004 and was wondering if the points on my license get taken off after 3 years?

Would like to know because my renewal quote is in April and it would be nice to not have those points on my license anymore. But in saying that i did hear an insurance guy on the radio say that having just 3 points on your license would not normally affect your premium. I find that hard to believe, dont you?

And finally, if the 3 points no longer count on your license, do you send the paper part in to the dvla or whoever to have it removed?

Ta in advance.

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Posted
Most insurance company's will accept up to 2 x 3 pen points for speeding without it affecting your premium. B)
Posted
I can confirm both of the above! 3 Years on licence but not removable until 4 years; my insurers , Norwich Union, made no changes to my premium as a result of this. When I informed them I'd been caught, I got the impression that they saw many of these fines are revenue raising :o unless you were seriously over the speed limit.
Posted
I had 3 points in Novemeer 2001 and rang dvla about when they can come off, was told the same as the others but the thing is it wasn't free I think it was about £18 at the time. So mine are still sitting on my licence at the mo.................
Posted
couldn't you borrow one of dads lights ? :P
Posted

Do you know, as soon as i posted this last night, i went downstairs and swmbo was watching a police programme. A woman went through a red light and the policeman told her that the 3 points stay active for 3 years, but they stay on the license for a further 1 year.

 

How bizarre is that. :blink:

Posted

I had 3 points in Novemeer 2001 and rang dvla about when they can come off, was told the same as the others but the thing is it wasn't free I think it was about £18 at the time. So mine are still sitting on my licence at the mo.................

 

...and you can bet that if you've got a paper licence, they'll want you to change to a new plastic one at further cost.

 

Do they still transfer the offence code into your licence number?

Posted (edited)

I didnt have to pay for mine, but thats maybe because I moved, so it was a change of address also.

You will need 2 photos, and also you will need some one who has known you for a number of years, ie a doctor, solicitor or a teacher, they have to fill in part of the form for you. I cant remember the number of the application form for the new licence.

Edited by JoeBlunt
Quote Removed
Posted
my old insurance company wanted (direct line)to keep it going for 5 years charging me £45 yearly, mind you this period was up 2 years ago,so all clean now,but you should tell them asap, so they can start ripping you off imediatly. :(
  • 5 months later...
Posted
my three points haven't made any difference to my insurance quote, changing companies has! Moved from Norwich Union Direct to Kwik-Fit and save nearly £300!, plus I get a card that gives me 10% off all products at Kwik-Fit - bargain!
  • 1 year later...
Posted
had three points on licence for jumping a red light (i know its not speeding) and didn't even know i had as it was a side street..........back to topic........had points there for 3 years and then expired but dvla requirement for them for a further year. The dvla then charge £18-£20 to remove them, but luckily i moved house and had to change the address on my licence which was free............and the lovely people at the dvla removed the points for free!! Result!!!
Posted

Don't forget

 

Photo card licences only last 10 yrs

 

Make sure DVLC transfer all your licence classes to the new licence. It's a sod to get them to sort it out once a new licence is issued, so better to "loose" your licence, get a new one and compare them, producing the old one if necessary.

Posted (edited)
Points on a licence expire after three years, and will no longer be taken into totalling-up, but they remain on your licence for four years. Edited by Lancelot
Posted
The date in the year when a licence expires is not connected to your birth date. So be aware of this. I have to change mine next year, new one issued this year due to moving house. That will be in June birthday in April, I'll also have to do it again in 5 years when I am 70. My wife's licence expires next June but 4 days after her birthday. Consistent or what??
Posted
mickeyboyt, has the endorsement code shown up in your licence number?

 

First thing I checked Lancelot as I know how tricky the DVLA are. Had my licence checked when it came back and no endorsement code in the licence no. Good thing to point out to people I certainly agree!!

Posted

Noticed a couple of years ago, but done nothing about it, my full UK driving licence which is still a paper version, no longer includes 'automatics' as a class I am able to drive, this is a complete turn-round of the original rules, if you drove an automatic you needed a retest to drive the more complex manual car, strange.

I think I noticed it when my licence was returned after having a speeding fine added, I sent off a querie to the DVLA but never got a reply, anyone else got a similar restriction

  • 2 weeks later...
Posted (edited)

My understanding (from very recent experience) is as follows:

 

Penalty points (endorsements) count for 3 years.

DVLA record them for 4 years (even though they only count for 3 as penalties)

For insurance purposes they count for 5 years. I was reading somewhere recently that the "average" difference to insurance policy holders in terms of additional premiums is between £45-£60.00 per year (times by 5 years for which they count and that's not funny!)

The cost of removal of said points is £17.50 PER penalty (ie each separate endorsement - 6 points = £35.00). If you do not pay, the endorsements STAY on your licence (although they do not count as penalties). £17.50 also happens to be the price of a new replacement plastic licence.

If you need to apply for the new style licence and have changed address, there is no fee payable.

If you have 6 points which have expired, and do not want to pay to have them removed, and require a new licence because of a chnge of address - the replacement should come back WITHOUT endorsements.

 

Source - very helpful and sympathetic girl at the local DVLA branch in Norwich.

 

hope this helps

 

best wishes

 

Mike

Edited by ghost
Posted
No it does not. We all pointed out many queries which were not covered in that article you showed. So there. :P
Posted
I had 3 points in Novemeer 2001 and rang dvla about when they can come off, was told the same as the others but the thing is it wasn't free I think it was about £18 at the time. So mine are still sitting on my licence at the mo.................

 

 

I got my points removed for free, I contacted DVLA, and changed my paper licence to Photo licence, and no points and all FREE

  • 1 year later...
Guest Pieeater
Posted
My SP30 has affected my insurance quote by quite a few quid.
  • 2 months later...
Guest gaz237
Posted

My SP30 has affected my insurance quote by quite a few quid.

 

Its all dependant on which insurance company your are with. There is a high percentage of drivers with points on there licence now compared to a few years ago and as has been said above speeding cameras/tickets are just a revenue for the government.

Many drivers who have been driving for 20-30 + years without commiting any driving offences, now find themselves on 3-6 points and more. They have not suddenly become bad drivers.

Police forces across the country have been forced to admit recently, that officers have to hand out a certain number of tickets each month, with targets to meet to get credits. Which is why we find them hiding on deserted roads with easy targets, safety has nothing to do with it.

 

Statistics have proven that speed cameras have done nothing to cut accident/death rates ( infact they have increased). All the money raised from speed cameras goes straight into the government pocket. Nothing to the roads or counties they are in. Infact the county has to maintain the cameras out of there budget, which is why many have turned them off.

 

We keep being told that SPEED is the problem/cause of the majority of accidents, This is total nonsense, as drivers not paying attention , I,E following to close, on the phone, pulling out in front of people, not checking when changing lanes ect ect ect.

 

Speed itself is only a contributing factor in a low percentage of accidents.

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