Mine is a 1.4 as well. I love it even more after driving it again today. It is really easy to drive, and you get loads of looks from people :D . It has not been that sunny here today but I have still had the top down. I agree with you about the roof, but if you take your time its ok. The arches are quite heavy I was surprised at them, it is not easy to take them off on your own, as you are trying not to mark them or the paint work. As for the insurance, what can I say, it is really very good. I will keep you posted on any problems.........fingers crossed there won't be any. Louise :D