yeah i took mine off a 30 foot drop into a field, rolled end to end twice, not a straight panel left on the car. only had a few scratches tho. definately puts u off, u have my sympathy. now u have the joy of going through insurance companies who's eyes will just see "£" signs, my parents policy went up from £250/year to £800+ moved elsewhere back down again. 2months later i got caught speeding, that was what slowed me down. good luck getting urself sorted, if ur gonna get another C3 get a 1.4 hdi SX(92 bhp), not sure whatu had before but if it wasn't one of these, it should be now. Ace motor, excellent mileage, shows the boy racers a thing or two. (burned off a C2 VTR yesterday, he wasn't too pleased muhahahahahaha.