I don't have kids but I had bother when allowing my wife to drive one of my cars. I drive a Citroen C4 Coupe at the moment and the insurance is in my name, with me as the main and only driver. However, I also have a Peugeot 206 CC under my care which I never use but had the same kind of insurance. Within the last 6 months or so, my wife was needing a car more so I fixed up the 206 to make it safe and put her on as a named driver. However, she got two speeding tickets from officers (not cameras) since then and the insurance got wind of this and then assumed she was the main driver and cancelled the policy unless I could prove otherwise. I couldn't and she had to be come main driver and I took my name off completely. It is now very, very expensive. This insurance is with Kwik Fit, wouldn't recommend. Looking to change when I get my new C4 Cactus and when policy on 206 expires in 1 year from now.