17 In Need Of Insurance!

[barns]

most of the young apprentices i work with have some one else on the insurance with them, it seems to be benificial to have a female on the policy as this does tend to reduce premiums even further, but you have to ask serious questions before paying upto 3k because its a smart car but thats a stupid premium. what group is it ?

[wozza]

Its only a group 6 car. It should not be that much to insure. met 18 yr olds who have there own policies on group 16+ cars as first cars and they got under £3000 quotes. He just needs to shop around and tell some companies that he can get it cheaper from such and such.

[lee_marshuk]

I bought my car when I was 18, insurance with Direct Line was £1,200 fully comprehensive with guaranteed courtesy car, 14k miles business cover....all I had under my belt at that point was a Pass Plus, skid pan certificate and 1 years driving experience in my old car........

[col's_vtr+]

Hi fella's and ladies if there are any, I'm new around here just moved from fiatforum after selling my stilo and buying a 2.0vtr+ c4 coupe. While you guys are on the subject of insurance im 21 and as mentioned i got a 2006 2.0vtr+ c4 coupe. Im paying £1600 a year for insurance. Anyone think this is high or about average? btw, i been driving since i was 17 no convictions or accidents etc. cheers, Chris

[welshys90]

for 4 years no claim, i think that is quite pricey maybe about right tho but it depends on the area u live in, mines is costing me £670, but ma mums on the insurance 2

[col's_vtr+]

maybe i need to investigate in to the insurance abit more then, i called quite alot of people and tbh quite a few companies told me they couldnt insure me becasue i was under 25, but i eventually found a few.

 

i live in a little village in co. durham virtually in the middle of no where so cant see the risk factor for location being high.

 

i added my dad to the policy and it went up - quite a bit was about 200 quid i think, although dont know if adding a prison instructor to insurace makes it go up what with the related stress'es etc?

[wozza]

Add your mother. add females basially mother / girlfriend etc as that usually brings it down.

 

And your over on the fiatforum as well. im on there called wozza as well most of my posts seem to go in the ice section currently though.