For want of entertainment I watch police programs quite often and the situation on insurance appears to have changed over the years, it seem that for instance unless you are actually named on the policy you will be driving illegally just having a test drive in a second hand car even with the seller's permission, and how about taking over the driving in an emergency, its got barmy with rules and driver, top that off with non-transfer of remaining road-tax, its tax on the car being shuffled onto the driver, very underhand tactics