Wanted

[coastline taxis]

17 year ols son taking lesson so got him a astra 1.4 and the insurance quote came back at 8 grand yes 8 grand. So after talking to insurance company basicly the only thing he will get insured for is a 1 litre. So anyone got one to sell mechanical condition really not important. Phone or pm please 07800604498

[paul.h]

When we were in a similar position we found the Fiat Punto 1.2 8 valve and a Citroen C3 1.4 petrol were affordable for insurance. So we have the C3.

[coastline taxis]

Swinton have just come bac with 10,000 yes 10,000 its madness and that was droping down to a 12 corsa

[paul.h]

Have you tried Direct Line over the internet ? You can also try lots of options to see the effect on the cost.

If you have other insurance with them they give extra discounts. We now have the C3, C5 and house insured with them plus a named driver on your policy builds up their own no claims discount which they can use if they later insure a car with Direct Line.

 

Your best cost option may be you buy a small car as your run around and he is a named driver so you can take him out for practise (white knuckle ride for you). Then in a year or so when he passes his test, transfer the car and insurance to him as the new main driver. This is what we have done/planned and just as well, after 3 years, lots of lessons and 4 tests our daughter has still not passed, is not really interested in driving and has only done a few hundred miles in the car. I would imagine though a boy will be different.

[Johndouglas]

 

 

Your best cost option may be you buy a small car as your run around and he is a named driver so you can take him out for practise

 

Motor Insurance Bureau refer to this as 'fronting' and they regard it as illegal - so you may find your insurance void.

 

See here: http://www.independent.co.uk/money/insurance/warning-to-parents-on-car-insurance-fronting-1991714.html

[paul.h]

'Fronting' - This is not in our case, in the last 3 years I have done about 15k miles in the car and the learner only about 200. It was a case of us having a car that a learner could also use since our other cars could not be insured for a learner as a named or even main driver. If the time comes when the learner passes the test and becomes the main driver then the car/insurance would then be changed over. However, John is correct to point this out - the learner should not be the main driver if they are only a named driver on the car's insurance.

[coastline taxis]

Its turning into a nightnare. putting it in my name is one option. if he was to make a claim would it then affect my taxi no claims as ive never made a claim even with all the cars we have rented out 6 all with full ncb would these be affrcted

[Johndouglas]

if he was to make a claim would it then affect my taxi no claims

 

I couldn't say for sure - but at one time I had a Xantia and a Pug 205 both insured separately but both with Churchill. The wife had a small knock in the Pug and after the insurance was sorted, both policies were marked as having had a claim. I argued that the accident had nothing to do with the Xantia, but they were adamant that it was me, the owner who had the claim record. I put the Xantia with another company the following year.

 

But times have moved on - now an insurance company can see at a glance how many cars you have registered.